Hip Roof Vs Gable Roof Insurance

So if it s obviously noticeable that your home possesses a hip shape a hip roof geometry wind mitigation discount can be applied.

Hip roof vs gable roof insurance.

Because hip roofs have been proven in wind tunnel tests to be significantly more hurricane resistant than gable roofs there is a windstorm insurance discount for homeowners in florida that have a roof shape that is at least 90 hip. However hip roofs come with lower insurance costs. There can be anywhere between a 100 800 insurance difference between hip and gable roof depending on other factors. So there is a windstorm insurance discount for homeowners in florida that have a roof shape that is at least 90 hip.

For a homeowner what type of roof can make a big difference in your premium. Conversely a gable roof will cost you more in premium. Hip roofs have been proven in wind tunnel tests to be significantly more hurricane resistant than gable roofs. Hip roofs render lower premiums may it be due to added aerodynamics.

It goes without saying the newer the roof the better your home insurance rate. Example of a gable roof. A gable roof is a simple design with straightforward construction and typically uses fewer materials. Overall most insurance companies will allow an agent to give a hip rating.

When it comes to reroofing costs it really depends on the complexity of the roof. Hip roofs are complex to construct and thus a more expensive option.